CHARIS REALTY GROUP
One of the most popular communities provided by {{page_data.agentName}}

CUMBERLAND

One of the most popular communities provided by Charis Realty

CUMBERLAND

About CUMBERLAND

Discover Cumberland, MD Real Estate

Cumberland, Maryland offers a unique blend of historic charm, scenic beauty, and affordable living, making it an ideal destination for homebuyers and investors alike. Nestled in the picturesque mountains of Western Maryland, Cumberland is renowned for its vibrant downtown, stunning architecture, and a community rich in history.

Why Choose Cumberland, MD for Real Estate?

1. Affordable Housing Market

Cumberland is known for its exceptionally affordable real estate prices compared to national averages. Whether you’re looking for historic homes, modern townhouses, or cozy apartments, there’s something for every budget.

  • Median Home Price: Significantly lower than the Maryland state average
  • Variety of Properties: Single-family homes, multi-family units, and condos

2. Historic Character and Small-Town Charm

With its beautifully preserved Victorian and Colonial architecture, Cumberland’s neighborhoods exude character. Many properties offer unique features like hardwood floors, original moldings, and spacious porches.

  • Historic Downtown District
  • Tree-lined streets
  • Walking distance to shops, restaurants, and local parks

3. Recreation and Lifestyle

Living in Cumberland means enjoying an active outdoor lifestyle. The area is a gateway to recreation, offering year-round activities such as hiking, biking, and boating.

  • Access to the Great Allegheny Passage Trail
  • Proximity to the C&O Canal National Historical Park
  • Nearby golf courses and state parks

4. Strong Sense of Community

Cumberland’s welcoming atmosphere and variety of community events make it a great place for families, retirees, and professionals.

  • Local farmers markets
  • Annual festivals and parades
  • Excellent public and private schools

Cumberland, MD Neighborhood Highlights

  • South Cumberland: Family-friendly, close to schools and parks
  • West Side: Historic homes, easy downtown access, and architectural diversity
  • North End: Quiet, residential, with larger lot sizes

Investment Opportunities

Cumberland has become an emerging hotspot for real estate investors thanks to low property taxes, affordable renovation costs, and rising demand for rental properties. Its location near major highways also makes it attractive for those commuting or seeking vacation rentals.

  • High potential for rental income
  • Ideal for fix-and-flip projects
  • Increasing demand from young professionals and retirees

Find Your Dream Home in Cumberland, MD

Ready to explore Cumberland, MD real estate? From charming historic properties to modern family homes, this area has it all. Explore current listings, connect with local agents, and find out why so many are choosing to call Cumberland home.

Start your Cumberland, MD real estate journey today!

For more information, visit the Allegany County Chamber of Commerce or browse available listings on Realtor.com Cumberland, MD.

Cumberland, Maryland real estate—where comfort, history, and opportunity meet.

One of the most popular communities provided by Charis Realty
218
# of Listings
3
Avg # of Bedrooms
$189
Avg. $ / Sq.Ft.
$231,272
Med. List Price

Browse CUMBERLAND Real Estate Listings

All listings

Under $250,000

$250,000 - $500,000

$500,000 - $1M

$1M - $3M

$3M - $5M

Over $5M

37 Properties Found. Page 1 of 3.

Investment property fully occupied with one addional space to renovate: 436 Apt 1 - residential/upstairs - 1 bedroom - currently rented 436 Apt 2 - residential/upstairs - 1 bedroom - currently rented 438 - commercial unit/downstairs, currently has Co-Space/yoga studio in there 440 - residential/upstairs - 2 bedroom - currently rented 442 - commercial unit/upstairs - currently has Permanent Solutions hair salon 1 car garage - being rented by Co-Space/yoga to expand yoga studio 21 Euclid (around back) - residential/upstairs - was previously a 1 bedroom apartment, currently gutted, ready to start renovations. Gross rent in 2024 is $55,020.
#MDAL2012254

CUMBERLAND

436- 442 N CENTRE STREET

None Beds

None Baths

5,959 Sq.Ft.

$425,000

MLS#: MDAL2012254

Development Opportunity! Two lots totaling 9 acres in with high visibility crossroads and approved entry with full subdivision site plan, over 1,400 of street frontage, borders US 220 north/south highway, convenient access to I-68, Love's Travel Center, Rocky Gap Resort, will lease & build to suit considered.
#MDAL2012542

CUMBERLAND

13910 BEDFORD ROAD

None Beds

None Baths

9.02 acres

$425,000

MLS#: MDAL2012542

This home is absolutely stunning! The combination of historic charm with modern updates is a real standout.This charming Colonial Revival boasting of 3 bedrooms, 2.5 baths in the middle of historic Cumberland. This brick beauty welcomes you into a grand foyer. Look for detail, exquisite taste, and the quality throughout! One of the best atributes is the gourmet kitchen, granite countertops, large island with seating. Pay attention to the 2 artistic fireplaces in formal front rooms. Upper level features 3 bedrooms and 2 full baths! The owners suite has a private stairway to the kitchen and connects to a peaceful sun room full of natural light, hardwood flooring is present throughout the home. Look for the laundry on the main level. Easment/access on right side of property. This home offers you a lifestyle that allows you to spread out when you need to or gather together in the spacious, welcoming rooms and walkable to town center. Consider as second home or primary. Homes like this are a rare find! Keeping all the history while offering all the modern amenities! Also, is in the B-L Business Local awning district whick allows buisness offices.
#MDAL2013242

CUMBERLAND

11 S SMALLWOOD STREET

3 Beds

2 Baths

3,632 Sq.Ft.

$395,000

MLS#: MDAL2013242

Excellent investment opportunity in the heart of Cumberland, Maryland. This well maintained four-unit apartment building with a ground level commercial space is in excellent condition, mostly rented and priced to sell. The versatile commercial space on the ground floor offers additional income potential- ideal for office, retail or storage. Located close to downtown amenities, shops and restaurants, this is a fantastic investment opportunity. Each unit has separate electric and water. Unit 1: 1 bedroom/1 full bath -rented at $875/month. Features hardwood floors, in unit laundry and a new hot water heater. Unit 2: 2 bedroom/2 bath - rented at $775/month - One of the bedrooms is being updated and will have new flooring Unit 3: 2 bedroom/2 bath -currently vacant. Offers in unit laundry, hardwood floors, an open kitchen with island and fantastic city and mountain views. (Formally rented for $950/month) Unit 4: 1 bedroom/1 bath - rented at $850/month. Features new hot water tank, new carpet, new floors, fresh paint and new kitchen countertops. This unit has central air. The bottom unit has street front windows perfect for office space. The basement has been waterproofed in 2024 and a new sump pump was installed. With strong rental income, minimal maintenance, and multiple income streams, this property offers immediate cash flow and long-term growth potential. A solid addition to any investment portfolio in a revitalizing downtown area.
#MDAL2013158

CUMBERLAND

301 BALTIMORE AVENUE

6 Beds

None Baths

4,712 Sq.Ft.

$350,000

MLS#: MDAL2013158

Located in the heart of LaVale, prime residential land currently with a church building containing 2,280 sf on main level with similar sf in lower level, working kitchen, office space and storage, property is currently used as exempt commercial within a residential zoning area, ample parking, large vacant parcel on separate tax account, turn key currently or can be used for residential application. 2 parcels totaling 2.9 acres.
#MDAL2010680

CUMBERLAND

PARCEL 93 ARCTIC AVENUE

None Beds

None Baths

4,560 Sq.Ft.

$350,000

MLS#: MDAL2010680

Excellent investment opportunity in the heart of Cumberland, Maryland. This well maintained four-unit apartment building with a ground level commercial space is in excellent condition, mostly rented and priced to sell. The versatile commercial space on the ground floor offers additional income potential- ideal for office, retail or storage. Located close to downtown amenities, shops and restaurants, this is a fantastic investment opportunity. Each unit has separate electric and water. Unit 1: 1 bedroom/1 full bath -rented at $875/month. Features hardwood floors, in unit laundry and a new hot water heater. Unit 2: 2 bedroom/2 bath - rented at $775/month - One of the bedrooms is being updated and will have new flooring Unit 3: 2 bedroom/2 bath -currently vacant. Offers in unit laundry, hardwood floors, an open kitchen with island and fantastic city and mountain views. (Formally rented for $950/month) Unit 4: 1 bedroom/1 bath - rented at $850/month. Features new hot water tank, new carpet, new floors, fresh paint and new kitchen countertops. This unit has central air. The bottom unit has street front windows perfect for office space. The basement has been waterproofed in 2024 and a new sump pump was installed. With strong rental income, minimal maintenance, and multiple income streams, this property offers immediate cash flow and long-term growth potential. A solid addition to any investment portfolio in a revitalizing downtown area.
#MDAL2013112

CUMBERLAND

301 BALTIMORE AVENUE

None Beds

None Baths

4,712 Sq.Ft.

$350,000

MLS#: MDAL2013112

Step into a the current charming historic corner deli, "Ellie's Deli," located in the picturesque town of Cumberland, Mountain Side, Maryland. For the past 23 years, this turn-key establishment has been a beloved staple for travelers, residents, and catering events. Building is sold vacant, the equipment and contents can be purchased sparately. Nestled in a historic area, the deli enjoys a steady flow of customers and a strong community presence. Versatile Property: The second floor features a fully-leased apartment with 2 bedrooms and 2 bathrooms, offering additional rental income or potential for other uses. a solid reputation built over the years, the possibilities for growth, other retail and success are endless. Don’t miss out on this exceptional opportunity to own a well-established or venture into another business of you own! Seller will consider some short term owner financing.
#MDAL2012004

CUMBERLAND

2 DECATUR STREET

None Beds

None Baths

5,139 Sq.Ft.

$330,000

MLS#: MDAL2012004

A Rare Find nestled in the beautiful mountains of Western Maryland, this stunning home is a must-see! Boasting 3 bedrooms, 3 bathrooms with owners ensuite, this home offers 1,569 sq ft of thoughtfully designed living living space, step past the inviting entryway into an open-concept layout featuring a living room, flowing seamlessly into the dining area and a well-equipped kitchen. Step out back to relax on the rear deck and take in peaceful, private, and great views. The neighborhood offers plenty of privacy. Additional features include: forced air heatpump heating & central air, new roof in 2025, professionally lanscaped, all appliances included, front porch with gorgeous mountain views. Attached 2-car garage and generous driveway for plenty of parking. This rare gem offers the perfect blend of comfort, convenience, and natural beauty — and it won’t last long. Call today to schedule your private tour!
#MDAL2013394

CUMBERLAND

12507 THORNFIELD CIRCLE NE

3 Beds

3 Baths

1,569 Sq.Ft.

$305,000

MLS#: MDAL2013394

Total Makeover! Beautifully Renovated & Move-In Ready Welcome to this fully remodeled 3-bedroom, 2-bath home offering 2,000 square feet of stylish and comfortable living space. Every detail has been updated—from the new roof, flooring, and kitchen, 2 updated baths, HVAC and central A/C, siding, electric service, water heater, windows, and door—giving you modern comfort and peace of mind. Enjoy the upgraded kitchen featuring sleek stainless steel appliances and elegant granite countertops. Additional features include: All kitchen appliances convey, ample parking, additional lot included. A 3rd lot at an additional cost with stunning view of the city. A full basement partial finished with full bath and balance ready for your plans. Whether you're hosting guests or enjoying quiet evenings at home, this property is move-in ready and waiting for you. Don’t miss out—schedule your private tour today!
#MDAL2013086

CUMBERLAND

1016 BROWN AVENUE

3 Beds

2 Baths

1,952 Sq.Ft.

$259,900

MLS#: MDAL2013086

Unique Opportunity in the heart of the historic district! This property sits on the Prospect SQ which includes the Court House, Library, Churches, and a unique Historic flavorof buildings. This historically significant city was once the 2nd largest city in Maryland. This property has endless uses from a office, bed and breakfast or apartments. Did we mention a river view from the roof top. Centrally located just 2 hours from DC, Baltimore and Pittsburgh. Over 4,000 sf avaiable. You do not want to miss out - schedule your showing today!
#MDAL2012036

CUMBERLAND

71 PROSPECT SQUARE

None Beds

None Baths

4,140 Sq.Ft.

$250,000

MLS#: MDAL2012036

Seller Motivated!!! All brick building 1 owner 1 user 3,200 square feet 40 x 80' high quality built in 1995 lightly used by non-profit Woodmen of the World since they built it. ADA Accessible (1995 codes) Entrance hallways and restrooms. 40 x 40 meeting hall, large kitchen with commercial vent hood/ fire protection. Efficient Gas FWA with central Air (2 systems) LED Lighting Recent roof replacement. 32 Paved Parking Spaces with 4 curb cuts (2 on front 2 on side) Very good condition! As-Is but inspection clauses are welcomed. 3 flagpoles, very big tree. Opposite CSX Railroad Main Cumberland Shops and Yard entrance. Lots of traffic. This would be great for a small religious facility, health care, bar or restaurant, retail, day care, automotive, office, ... Almost all furniture and fixtures could be included at the right price. 40 x 80 with no load bearing walls in most areas.
#MDAL2010532

CUMBERLAND

801 VIRGINIA AVENUE

None Beds

None Baths

3,200 Sq.Ft.

$499,000

MLS#: MDAL2010532

ANNUAL SDE OF 126K. Fantastic commercial/residential sale of well-known community business plus additional income opportunity with TWO 1200SF APARTMENTS! Welcome to Marvin's Floor Centre. This woman owned & minority certified business has been flourishing since 1987 with an Avg SDE of 126k... For 37 years, this company has been serving the tri-state area with excellent service. Marvin's is well established in both residential & commercial sales. With little marketing and word-of-mouth sales, Marvin's has set itself as the "go to" spot for your flooring & tile needs. This business includes 8,000 sq. ft. of real estate with parking for 7 vehicles. Showroom space includes carpet, sheet vinyl, hardwood, laminate, vinyl tile/waterproof flooring, and porcelain/ceramic displays. All racks, displays, and equipment convey with the business. Also included are 2 apartments; 1200 sq. ft. each. One apartment is fully furnished & equipped; previously rented for $750.00 per month with water included. The 2nd apartment could be made into 2 apts. As a single apartment, rent was $650.00 per month with water included. Don't miss this opportunity to own a Historic and highly successful business in Western Maryland.
#MDAL2012536

CUMBERLAND

231 VIRGINIA AVENUE

None Beds

None Baths

8,184 Sq.Ft.

$450,000

MLS#: MDAL2012536

This commercial property presents a compelling investment opportunity, strategically located on a prominent corner lot with excellent road frontage. Traffic Count of nearly 15k. Spanning 0.79 acres, the level terrain offers versatility for various development options. Originally constructed in 1920, the building features a robust mix of materials, including block and concrete, though it requires significant rehabilitation, presenting an opportunity for value-add renovations. The now gutted condition allows for potential investors to capitalize on the property's intrinsic value through strategic improvements and opportunity. Some engineering plans exist for the addition of roughly 16 apartments, the potential for an indoor storage facility and even a cold storage/office area. The city location enhances the appeal, making it suitable for a range of commercial uses if those ideas aren't for you. With fenced, paved parking available, this property is poised for growth in a dynamic market. Investors can anticipate substantial returns by revitalizing this asset in a location with promising future development potential. NDA and HHA required before showings are granted. Build to Suit option available.
#MDAL2013456

CUMBERLAND

300 W INDUSTRIAL BOULEVARD

None Beds

None Baths

22,888 Sq.Ft.

$450,000

MLS#: MDAL2013456

A beautiful new construction home awaits you! The Frankford puts a unique twist on a traditional design. Walk into a two-story open foyer to the main floor that includes a formal dining room, a kitchen/breakfast combo and a spacious two-story great room. The owner's suite with a private bathroom and walk-in closet is also located on the main floor along with the laundry room. The second floor has two bedrooms (with an optional third bedroom) and a bathroom (with an optional second bathroom.) The two-car garage leads directly into the laundry room for convenience. Take the Frankford design even further with a variety of options, extensions, and upgrades to personalize this dream home. The main level has the option to add a sunroom and a fireplace in the great room. The lower level has the option to add a recreational room, a den and a bathroom for an additional cost. Enjoy privacy and wildlife on this .32 acre lot on a quiet street. Several major employers nearby include UMPC Western Maryland Hospital, Northrop Grumman, Frostburg State University and Allegany College of Maryland to mention a few. Only minutes from Interstate 68 and Route 40. *Photos included in the listing are of a similar model home and not the actual home to be built.* Besides the Frankford, there are several floor plans available to select.
#MDAL2013444

CUMBERLAND

CHERRYWOOD AVENUE LOT 2

3 Beds

2 Baths

1,979 Sq.Ft.

$419,990

MLS#: MDAL2013444

Be a part of the revitalization of Downtown Cumberland. Known as The Peskins Building, this iconic landmark has been a cornerstone of Cumberland business for decades. Two floors of retail space, and multiple upper level areas just waiting to be used for offices, residential units or whatever your business may need. Two elevators, one for customers at the front and a large freight elevator at the rear of the building. The window display area is unmatched in any other building for many miles. The covered front entry area begs to be used for courtyard dining, a refreshment bar, artist displays and a multitude of other possibilities.
#MDAL2012382

CUMBERLAND

145 BALTIMORE STREET

None Beds

None Baths

19,480 Sq.Ft.

$395,000

MLS#: MDAL2012382

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